Only for the Wealthy

Buying guide

Vehicle history and title checks, explained

Updated October 21, 2026 · Written by the Only for the Wealthy editors · General information, not legal or financial advice

Three free or low-cost government and nonprofit tools cover most title red flags. None of them replaces an inspection.

ToolWhat it showsWhat it doesn’t
NMVTIS (vehiclehistory.gov) [1]Title brands (e.g., salvage, junk, flood), latest odometer reading, total-loss history reported by insurers and junk/salvage yards, through approved data providersMechanical condition; many minor accidents and repairs
NICB VINCheck [2]Whether participating insurers reported the car stolen and not recovered, or as a salvage/total lossCars from non-participating insurers; condition
NHTSA recall lookup [3]Open safety recalls by VINOwnership or title history

How to use them together

  1. Run the VIN on all three before you spend money on an inspection.
  2. Compare the odometer reading on record with the car and the service records.
  3. Compare the title state and brand with the paper title the seller shows you.
  4. Then book an independent inspection. The FTC notes a history report may list accidents and flood damage but typically won’t list mechanical problems [4].
The FTC points buyers to vehiclehistory.gov as a starting point, and notes paid reports can add accident and repair history [5].

Sources

  1. U.S. DOJ: National Motor Vehicle Title Information System (vehiclehistory.gov)
  2. NICB VINCheck (free theft and salvage lookup)
  3. NHTSA recall lookup by VIN
  4. FTC: Buying a Used Car From a Dealer
  5. FTC consumer alert: What to know when buying a used car online (July 2, 2024)

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